Tuesday, July 31, 2012

Apple: 3M copies of Mountain Lion out in 4 days

(AP) ? Apple says Mac users downloaded 3 million copies of Mountain Lion, its latest operating system, in the first four days it was available.

That makes it the fastest launch of an Apple operating system ever, the company says. It released Mountain Lion Wednesday.

Apple charges $20 for the software. That pays for downloads for all of a buyer's personal computers.

Apple also provides the OS for free to buyers who bought a Mac on or after June 11.

Mountain Lion brings features from the iPhone and iPad to the Mac. The enhancements include tight integration with Apple's online storage service, iCloud, and a "Notification Center" that shows incoming mail, calendar reminders and other events.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-07-30-Apple-Mountain%20Lion/id-9de7bd9991914b3bb2e567dc43e6d009

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Refinancing plan Mortgage Rates


whether you go for a fixed and / or maybe variable loan, be sure to save around for which the best mortgage costs. There are tons of business owners who all need to have your business on top of that to be highly competitive they offer delivers on mortgage terms.
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Excellent conforming fixed Cincinnati mortgage rates and jumbo set up rate mortgages may be also common by using the expensive housing areas of Maine. You will pay a higher interest rate to gain a super conforming mortgage or jumbo mortgage.
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Specific terms of the actual contract can have an even a whole lot important role besides its length though, because the choice of loan your corporation obtain can ruin the interest you must pay on top of the life of the agreement so as well as why much you must have to spend up front for borrow. Of properly investigating the terms of all your contract prior to striking a give with a lender, you will be able to pay back the smallest costs possible up cover while also possibly acquiring a fixed-interest loan at these same time.
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An second mortgage insurance quotes on high loan options to value services above 90% on real estate deal properties can seem close to 20%, even if you and your family have a very good score. It might get a good work-time now to home refinance loan your home or get a house loan loan with elegant rates. Shop the Internet also you will find a lot off online companies touting low mortgage rates all over currently the country.
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Homeowners can also stand their abstraction comparing and contrasting the quotes these types of people get from some lenders online very of somatesthesia anxious to wage 1 straightaway activity. Patch homeowners could individual both additional term procurable to make sure you them, these identical homeowners should construct they do pauperism to act relatively quick to whorl in estimates that they can acquire as research rates are often instant photosensitive by nature and really can?t be guaranteed for lifelong periods within quantify.
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Presently there are many financial companies offering loan product programs with a best mortgage thinkable. Now the first of all these people are with just about every single other daggers with each other by means of the money business is a very competitive industry even will any vendor at the number one stand. Simply you use the site and scanning of the money encourage and strike too much with the main best mortgage fx rates offered.
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If ever you store the most important lenders by telephone, the loan company will be able to tell programs that match offers and quotes for this reason. However, so if you are shopping on the internet, you must come with an idea relevant to the loan.

The preparations could greatly affect which the outcome of ones application. Cheaper mortgage plans could save owners thousands in some of the long run.

Source: http://www.myarticle.worthtips.info/entertainment/refinancing-plan-mortgage-rates/?utm_source=rss&utm_medium=rss&utm_campaign=refinancing-plan-mortgage-rates

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How to Finance Your Home Renovations ? Whether to Dip Into ...

The issues for undertaking home refurbishments are varied. Many homeowners desire to modernize or even update the appearance of their homes for their own comfort and enjoyment. Some, deservingly, view their home as an expenditure and want to improve the resale value of their home should they decide to market. In today?s environmentally-conscious periods, many homeowners are actually undertaking home renovations to raise the energy effectiveness of a property. Their investment in home refurbishments converts into a smaller ?carbon-footprint? and also long-term savings inside energy consumption and costs.

Largest, homeowners preparing home refurbishments should consider each their costs and their capital options before beginning their task.

Options for Capital Home Renovations

As with any expenditure, the capital option you decide on depends on the dimensions of the task and your existing financial situation. Capital options may range from soaking into your pants pocket or cost savings and paying cash regarding smaller assignments such as portray and wallpapering, to tapping into a line of credit, applying for a personal credit line or even mortgage refinancing a mortgage regarding larger refurbishments that can range from bathroom do-overs to adding inclusions in existing houses.

Here are some in the more common selections for financing home renovations, each large and small:

Capital Minor House Renovations

Self-Financing : This option is sensible for smaller projects. It is also a doable option for do-it-yourselfers on a pay-as-you-go (or pay-as-you-build) plan.

Credit Cards : Charging significant expenses to some credit card can be an option, although not necessarily a good one. With their larger interest rates, credit cards have limited worth in home reconstruction projects, which enable it to be damaging to your fiscal health in case there are unpredicted cost overruns. (A new do-it-yourself installation of a tub encircle in your toilet can turn high-priced if your plumbing related skills usually are not as perfected as you would?ve liked them to be so you notice normal water dripping using your living room limit!)

Loans and also Lines of Credit : These are well-known options that supply interest rates drastically lower than these charged regarding credit cards, but often greater than those of hel-home equity loans. One downside of personal loans is the fact that once they are usually repaid you should reapply to obtain additional funding. Credit lines are ongoing, up to the credit limit, thus there is no need to reapply if you need more money. (A personal credit line with area on it beyond the cost or renovation comes in handy on a plumbing task gone bad ? notice above.)

Capital Major House Renovations

Home Equity Loans ? These plans allow you to influence the value in your home. They can be used to account major refurbishments because they provide the needed cash at a lower interest rate when compared with credit cards or another types of financial products. Typically a house equity bank loan, which can be structured as a personal credit line secured towards your home?s existing value, is limited to 80% of your home?s value, but a mortgage dealer can often meet your needs to risk-free loans as high as 95% of your home?s value. Along with home equity loans, there might be some startup costs, but like a line of credit, there is area to allow for cost overruns and unpredicted expenses.

Home mortgage refinancing ? If you?re planning major refurbishments, like incorporating an supplement or in-law selection, it may spend to refinancing your mortgage. With this option you can propagate the payments out over a longer timeframe and enjoy increasing that are usually much lower than those of bank cards, lines of credit or even personal loans. Much like home equity loans, there might be some initial fees to refinance.

Brand new Purchases : If you are purchasing a new home which has already been developed or is a resale, and also know that you want to make improvements it will most likely make sense to add anticipated reconstruction costs in your mortgage. Home financing broker may help you shop around which are more favorable price. If you are having your home developed a mortgage dealer can work with you to find a construction loan which fits your predicted building schedule. You don?t want to become borrowing and also paying awareness on the complete project beforehand. A construction loan that lets you draw on the cash that?s need for every phase of the home?s construction as it is essential will have substantial cost savings in the time it takes to build your dream home

Other Tips for Financing House Renovations

Sadly, cost overruns are common with home renovations. While budgeting for your home renovation, be sure to leave a contingency account for overruns or another unforeseen bills. And as the task proceeds, you may discover that you want to include new circumstances to the reconstruction, so having a little extra money on hand may be beneficial.

Consult the Experts When Capital Home Renovations

Always plan in advance and try to become accurate regarding the costs of your home renovations. Should you be making key changes, a home loan broker may help you decide on which usually home value options are most effective for you.

Makayla D?az has been a masterful analyst for 12 yrs and have been creating perfect improvements in renovations calgary as part with her involvement from New Industries Group ,a new creative team for innovating individuals. Read more about her website to learn All about her basement renovations studies over the years.

Source: http://www.dehumidifierreview.org/how-to-finance-your-home-renovations-whether-to-dip-into-savings-or-protected-a-home-value-loan

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Source: http://rodriguejamie.posterous.com/how-to-finance-your-home-renovations-whether

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Monday, July 30, 2012

Toddler's parents tell of relief | Otago Daily Times Online News ...

Alyssa Barker was found safe last night. Photo / Supplied

Alyssa Barker was found safe last night. Photo / Supplied

The parents of Auckland toddler Alyssa Barker say they will think twice about letting strangers into their home after their daughter went missing with a family acquaintance for 36 hours.

Sam, 24, and Scott Barker, 40, were reunited with 18-month-old Alyssa at Waitakere Hospital last night after spending a frantic night and day waiting for news.

A good samaritan called police last night after recognising the woman and child staying with her as Skye Mason, 27, and Alyssa.

Mason, a family acquaintance, had been staying with the Barkers after they opened their home to someone in need.

The couple, who also have a younger daughter Kashine, told a press conference today they were overwhelmed with relief to have Alyssa back and were still getting over the shock of her disappearance.

"It just rips your heart out," said Mr Barker.

He was relieved "just to be able to touch her and see her again".

Alyssa seemed unaware of the ordeal and was her usual bubbly self, said Mr Barker.

"She hasn't changed - nothing's changed. She's a very happy baby. She wakes up laughing and goes to sleep laughing."

While they would continue to help others in need, Mrs Barker said she would be more cautious about having strangers in her home and "if they had my child I wouldn't let them out of my sight, that's for sure".

Mason is a former girlfriend of Mrs Barker's cousin, and was in a car with him when he died in an accident about 10 years ago.

When they recently learnt she was sleeping on the streets, they reached out to her and offered her a place to stay on Wednesday.

"Everybody needs help sometime in their life with something and she was asking for help," said Mrs Barker.

During the first two days she showed little interest in the children, she said.

On Friday, Sam Barker was watching Alyssa and Mason playing in puddles outside their home near Kaukapakapa when they went around the corner and disappeared from view.

At first she thought nothing of it but when a search of the house and 4ha property failed to find them she became increasingly worried and contacted police.

The Barkers then spent a sleepless night worrying about their daughter, who they said easily befriended people.

Detective Sergeant Murray Free said it appeared the pair received rides from members of the public and went to the houses of two people Mason knew in Glen Eden.

"By the time they came to the realisation Alyssa wasn't her child and did the right thing and alerted the police we just missed picking her up. She walked off from that address on foot in the night time and we were unable to locate her," he said.

Police said a Swanson woman who took them in was watching the television news last night and recognised the pair.

She waited until they were asleep and called police at 9.15pm.

Alyssa was reunited with her parents after a check-up at Waitakere Hospital soon after.

Mr Free said Mason was in custody and would undergo a psychiatric assessment before appearing in court tomorrow to face a charge of abduction.

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Source: http://www.odt.co.nz/news/national/219150/toddlers-parents-tell-relief

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China Tests Powerful Rocket Engine for New Booster

China tested a new rocket engine Sunday (July 29) for a more powerful, next-generation booster that will be used to help the country construct its first space station in orbit, and for future missions to explore the moon, according to news reports.

The new liquid oxygen (LOX) and kerosene engine is being designed for China's planned Long March 5 rocket, which will be more powerful than the current Long March 2F rockets that have been used to launch a space lab test module and an astronaut crew on missions to test docking technologies in low-Earth orbit, according to China's state-run Xinhua news agency.

The more capable Long March 5 rocket is expected to help the country achieve its goal of constructing a space station in orbit by the year 2020, as well as play a key role in China's future space exploration aims beyond low-Earth orbit. The rocket's maiden launch is expected to occur in 2014, reported Xinhua.

On Sunday, the new engine endured rotational tests of almost 20,000 revolutions per minute, and was exposed to temperatures of up to 5,432 degrees Fahrenheit (3,000 degrees Celsius) for 200 seconds, Xinhua reported.

"The successful tests confirm the reliability of China's LOX/kerosene engine," Lai Daichu, Chinese test commander, told the newspaper China Daily.

The test was conducted by the China Aerospace Science and Technology Corporation (CASC) in the city of Xi'an in northwest China.

The liquid oxygen and kerosene engine is non-toxic, pollution-free and more reliable, according to Xinhua. The engine will be capable of 118 tons of thrust, which is more powerful than the 74-ton-thrust engines used on the Long March 2F rockets that have been used to launch China's fleet of Shenzhou spacecraft. [Photos: China's Tiangong 1 Space Lab]

According to Chinese media reports, the Long March 5 rocket will be able to launch a 25-ton spacecraft or satellite into low-Earth orbit, or launch a 14-ton payload into geostationary orbit.

China's most recent space mission, Shenzhou 9, lofted a three-person crew (which included the country's first female astronaut) to the orbiting Tiangong 1 space station prototype module. The flight marked China's first manned docking in space, making it only the third country to accomplish such a feat.

The country outlined its ambitious space program goals in a white paper that was released in December 2011. In addition to constructing a 6-ton manned space station in orbit, China intends to return lunar samples to Earth by 2016 using a robotic spacecraft. In the report, Chinese officials also discussed initial studies of manned missions to the moon.

Follow SPACE.com on Twitter?@Spacedotcom. We're also on?Facebook?and?Google+.

Copyright 2012 SPACE.com, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://news.yahoo.com/china-tests-powerful-rocket-engine-booster-204402184.html

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Texans WR Johnson hurts groin, leaves practice

By CHRIS DUNCAN

AP Sports Writer

Associated Press Sports

updated 10:32 a.m. ET July 29, 2012

HOUSTON (AP) - Houston Texans receiver Andre Johnson has left practice with a pulled groin muscle.

Coach Gary Kubiak says Johnson's injury appears minor, but it may still force Johnson to miss "a few" practices.

Johnson missed nine games last season with hamstring injuries and was sidelined from the first organized team activities in the spring after arthroscopic surgery on his left knee. The five-time Pro Bowl selection started Sunday morning's practice and pulled up during a one-on-one drill.

He watched the rest of the outdoor half of the workout with a towel wrapped around his head, then went to Reliant Stadium when the practice moved indoors.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Source: http://nbcsports.msnbc.com/id/48382835/ns/sports-nfl/

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Sunday, July 29, 2012

Finding the perfect Car insurance for the Classic Car | Red House ...

On the subject of instruments, antique cars tend to be 100 % at the top of the chart, making use of their amazing attributes placing them far apart from the remaining competition. Unfortunately, as is common for something that attracts attention, classic cars tend to attract a large portion connected with crooks in addition to vandals. In addition, mainly because traditional cars are generally uncommon in addition to are highly-priced, lots of giant ?key player? insurers and brokers don?t even offer insurance policy to them. But merely since it is often gently difficult to acquire the best form of insurance for your personal classic car that does not imply that you can easily travel about with no policy.

Finding the right type of insurance policy on your traditional car usually takes a small amount of time, and plenty of study. Even more analysis might be concerned in case you are set out to chose the cheapest accessible old plus traditional automobile insurance available. There are actually ????? ????? ??? businesses out there which in turn concentrate on insurance policy selections for old along with classic cars. Furthermore, there can be massive auto insurance firms which supply customized policy along with old along with traditional car insurance, however , you will have to perform a decent spot of looking in order to find all of them. Car insurance is not a luxury but a necessity. Along with order to locate the maximum benefit experts advise that you ought to shop around for car insurance policy each 2-3 years.

From cutting your payments to be able to bringing a teenager vehicle driver to your insurance plan, obtaining auto insurance is usually a difficult, too much to handle, and expensive course of action. On the other hand, it?s a required part of life, and can save lots of stress and money in the coming years. It might appear just like some sort of difficult task, however there is an quicker means to look for car policy offers in addition to fx rates. Exactly how could one find the perfect car insurance for just a classic car? Can it be perhaps possible to be able to discover cheap old auto insurance? Classics cars could be well worth the at times expensive cost of upkeep along with storage space ? there exists simply no demand to have to compensate additional regarding insurance insurance coverage rather than essential.

Several individuals now tend to be receiving far more and better within picking what products to own, they weigh up just about every service and opt for the one that suits their requirements in addition to fulfill their wants. The particular point is actually how to accomplish auto policy comparison? The wonderful reports is presently there can be large amount of possibilities to get it done. There are now sites that offer automobile insurance policy evaluation. A lot of providers immediately create their own internet sites which help to make ????? ???? ????.

Nearly all men and women which possess time frame would likely typically carry out automotive insurance policy comparability by themselves than to go with the actual site comparison. They will do this kind of by just starting their particular telephone book along with call every of your policy company in which many people will see. For additional knowledge regarding automobile insurance check out http://bestinsurance.co.il/ which in turn gives comprehensive books pertaining to insurance policy. These people offer details to that particular firm and also take down the business?s quotation. You could call as lots of providers just as you choose. If an individual are usually carry out, you now possess a long list of companies and their provide, in addition to coming from which list, a person could today perform car policy evaluation simply by yourselves and anyone can easily now opt for the actual provider that affords the leading deal.

Source: http://www.redhouserocksvt.com/finding-the-perfect-car-insurance-for-the-classic-car/

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Apple Might Invest In Twitter! - Business Insider

Apple might invest "hundreds of millions of dollars" in Twitter, report Evelyn Rusli and Nick Bilton of the New York Times.

The two companies have reportedly held talks in recent months about Apple's making a strategic investment.

The investment could value Twitter at more than $10 billion, higher than the $8.4 billion valuation the company got in a big fund-raising last year.

Apple's efforts to break into social networking (e.g., Ping) have failed. The company has countered this by integrating Twitter and now Facebook into its operating systems.

Obviously, a big investment in Twitter would align Apple with Twitter in a way that might alienate (or disadvantage) Facebook.

Twitter CEO Dick Costolo recently remarked that Twitter has "a truckload of money." A big investment from Apple would presumably increase this to "boatloads."

These are only talks, Bilton and Rusli report. So don't count any chickens just yet.

Source: http://www.businessinsider.com/apple-might-invest-in-twitter-2012-7

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Celebrating Gaming's Underrated Wonders: Final Fantasy IX's Vivi ...

Underrated isn?t quite le mot juste in Vivi?s case, as the diminutive mage is one of Final Fantasy IX?s most revered and endearing personalities. Conversely, though, his pitiful stature and timorous antics belie his formidable abilities, as events throughout the quest take great pains to make plain. Let?s take a look at this fascinating dichotomy.

In the opening section of the game, Vivi is casually attacked by a MALEVOLENT FLOWERY PLANT. He also meekly acquiesces to being kidnapped and ensconced in a barrel by some half-witted farm yokels. (?Nailed in here, you say? Amongst the rat droppings and so forth? Yes indeedy, I see nothing disquieting about that notion. I really would rather have a pee first? but it?s not much of an issue. I can hold it. Probably. Ah, no. I was wrong.?) Betwixt these humilliating mishaps, he shuffles around in a dire assortment of clothes seemingly purloined from a scarecrow. One that isn?t especially concerned with its physical appearance. In sum, these are not, I?m sure you?ll agree, the heroic endeavours with which raconteurs would regale rich dudes in castles in the days of yore.

However, his latent abilities to smite opponents with catastrophic arcane forces is quite a handy talent for any fledgling adventurer (and will instantly beguile prospective employers on a resume). As is the wont of mages throughout Final Fantasy, they are as physically imposing/formidable as a one-legged kitten. Perhaps this had led to a lack of regard for the trade, with the excess of melee-proficient pugilistics you?ll see cleaving mutated abominations in twain with gleeful abandon. (Oftentimes pausing for a round of high-fives and savoury snacks before returning to combat.) White Mages, specifically, generally opt not to engage in fisticuffs themselves, instead supporting their friends that even have muscular eyelids.

White Mage

Unless they summon an horrific deity to reduce their opponents to small meaty protein-rich chunks of ex-beast. Which is a real possibility. The moral, as Zidane?s burgeoning friendship with Vivi as Final Fantasy IX ensues attests, is a potent one: don?t mock those lacking in physical prowess. They could well heal your beleaguered butt, or perform an odd little spasmodic dance that heralds some catastrophic conflagration of black magic. In short, a camp jacket emblazoned with an endearing cat face is not a cause for undue concern when selecting battle companions.

Header image provided by: http://www.wallchan.com/1394-ff9-vivi-wallpaper/

Source: http://www.gamingsurvival.com/2012/07/29/celebrating-gamings-underrated-wonders-final-fantasy-ixs-vivi-and-other-mighty-magical-midgets/

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Saturday, July 28, 2012

Online Gaming And All Its Magnificence | Tourism Articles

The 2 main different main forms of on-line are flash arcade games or even a harder cyberspace Role-play game. They are both an excellent activity to unwind yourself and enjoy which happens to be critically the same thing. Based on research, in case you have a longer period it will always be easier for you to enter into a multi-player game.

These are typically good games that typically are on a web site which includes a great number of flash games. Normally they can be quick 10-20 minute games that you could play for only an amount of time. They may be very entertaining and you could have lots of fun if you learn a few good flash games on the arcade site. Something that online flash games lag behind is the fact that most of them never save, so if you want to play again you simply must start over again. Into a people especially me it is a pain and so i choose to never do that. Instead i select to relax and play games to get back to a few weeks later and start right with the place that i left off at.
Online Web Based RPG Games

Usually you will see only some sites which might be RPG games yet they have a much more features and different gaming unlike whatever you can find in the other sites and arcades. Within these RPG games you can use a lot of different moves, learn something more important and obtain better at something more important. Many of the times you are going to start with a character or a castle and build upon that to get the perfect. While doing thing you can do lots of things to the opposite players which might be playing likewise. Attack, loot, steal or kill them, it is all an integral part of the online world based gaming that is certainly provided. Most of these sites may even have competitions where they will pay people that win the highest 3 prizes. Everything will depend on various styles of play.

In accordance with the different descriptions with the main 2 types of on the web it?s quite possible a large number of people would discover the web based games. They want more work yet they have a higher result, of course in numerous situations people may choose to just play a short while of your tutti i giochi and so turning it into better choice for some. Yet fact wise individuals will choose to play for these giochi online free .

Source: http://www.tourismarticles.org/travel-information/tourism-business/online-gaming-and-all-its-magnificence.html

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Standard Insurance Georgia is the only insurance company in ...

Sorry, Readability was unable to parse this page for content.

Source: http://papidze.blogspot.com/2012/07/standard-insurance-georgia-is-only.html

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Homeschooling has Many Advantages for the Education of Children ...

The most obvious is that you, the parents, to tailor education specifically targeted at special needs of your child makes. Also allows you to teach in a style that fits your child ? as we all know, different people learn better in different ways. When you decide to homeschool is important to remember that and be a parent, you are now taking over the role of the teacher. This is of course no responsibility to be taken lightly, and you should make every effort to provide the best teacher you can be.

Everyone has the experience of having good and bad teachers. If you stop and think about it, I think you see some things that you are good teachers who have in common. The important thing is that they are really interested in their field. Nothing makes a better teacher than the enthusiasm for the subject. I think you?ll also notice that most of you have a bad teacher is not interested in the subject they teach. It is for this reason it is important that the experience of homeschooling that interest you and your child.

While your child?s education should come first when creating curriculum homeschooling, you will not be ashamed to think about your own education as well. When we look at things to learn in specific subject areas, think about the things you?re interested in activities that you could not so much to discover as you like when you were at school.

It can not be underestimated how valuable experience is to learn with your child. You will strengthen family bonds, and mutual interest and excitement in the subject make sure your child to retain the information. One way to do this is to understand the balance between rigidity and flexibility in homeschooling curriculum.

A certain amount is needed in the general curriculum formalness: You have a purpose and a plan in which certain things must be learned. But their schedule, you have a high degree of flexibility, and you must use it to your advantage. When studying literature, for example, understand that the goal is to read good literature and learning, not necessarily to a particular book. So instead of studying the ?standard? new you have read, consider a new book for you. With both you and your child are interested in the book, the experience of reading together are fun for both of you because you are both satisfied with the outcome.

This concept does not apply only to the literature, think of things in science or music, for example that you always wanted to know about. If you are sure that you are interested in the subject well, your child will feel your enthusiasm and interest in the topic, provide a more valuable educational experience.

Source: http://www.michaelgrattan.com/2012/07/homeschooling-has-many-advantages-for-the-education-of-children.html

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Friday, July 27, 2012

Home Improvement | Sleek Light Designs That Will Save You Money ...

Lighting is truly something used within just about every residence. Selecting the most appropriate type of lighting fixtures will make your home look impressive not to mention conserve your funds. Learning how lighting is effective will enable you to pick the best types for your property. Allow me to share quite a few valuable things you should take into consideration while choosing & placing lighting within your dwelling.

Landscape lighting could be everything from lights on a park to lighting your back yard. The sun?s rays makes landscape lighting unnecessary during the day. Solar powered lights are an optimal way to obtain light when you are trying to find reduced operating costs as well as high productivity. The particular lighting you decide on for your yard needs to be a good source of light at night, which means that attention has to be provided towards the spots needing light the most. Your focus on feature lighting fixtures must become your secondary priority.

Chandeliers offer a means to light a room in style & class. Company are often greeted by this luxurious glass fixture in the entrance of a property. They can accommodate the dining room too. Styles vary, yet almost all chandeliers consist of pieces of glass or crystals and little lights.

Bedrooms & living rooms primarily just need one substantial source of light. Throughout the day time, lighting is often not needed because of large windows that are normal in these areas. Lamps not only possess the potential to help accentuate a location, but can also supply a seriously bright, portable light fixture for reading a book, playing games, projects and numerous alternative activities. Big light fixtures much less suitable for creating an intimate, soft ambiance in a room.

One of the most vital factors to take into consideration while selecting lights is their power efficiency. Energy effective lights reduces both price plus the harm done to our earth. The expense of utilizing fluorescent lights is significantly below that of traditional incandescent lights. The upfront cost of incandescent lighting fixtures is deceiving since they are less per bulb compared to energy efficient lights. The length of time the bulb will last and its cost on your power bill shows a fluorescent light bulb is a substantially superior deal overall.

While wall and ceiling lighting is commonly employed throughout a home, they can also be the focus of a room depending upon their design. Ceiling lights are most often in the middle of the room so that its illumination can be dispersed uniformly. Wall lights are in most cases situated where their light can reach all the corners of a room. These types of lighting fixtures ought not need to be accompanied by a number of others so that you can properly illuminate a room.

Fluorescent lights are the most widely known method of illumination at this time. one rationale for this is the extraordinary power efficiency of fluorescent bulbs. A single seventy-five watt incandescent light lasts four times less than a 15-watt fluorescent light. A fluorescent light may cost just 25% of what an incandescent bulb will.

The versatility of lamps makes them a well-liked source of light. Lamps are more suitable for highlighting a room & providing a bright, concentrated source of light than they are at being the main light source in a room room. Modest and medium sized lamps could be placed practically anywhere there's a supporting surface & tall lamps just demand a little area on the floor. Choosing the proper lamp is a matter of deciding on what characteristics are most essential to you; mobility, decorative allure or brightness.


Article Source:?http://www.bharatbhasha.net
Article Url: http://www.bharatbhasha.net/home_improvement.php/380347

Article Added on Friday, July 27, 2012
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Source: http://www.bharatbhasha.net/home_improvement.php/380347

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Microsoft kicked off public beta for 2012 Xbox Live update, but quickly ran out of space

Microsoft kicked off public beta for 2012 Xbox Live update, but quickly ran out of space

And just like that, it was all over. Shortly after the well-known, always-informative Major Nelson announced that this year's upcoming Xbox Live update had officially opened its beta doors to the public, he soon followed up with a note saying it was already "full and no longer accepting sign-ups." For the lucky ones, though, the public beta will give them early access to a slew of anticipated Xbox Live features, such as personalized dashboard recommendations, improved category / discovery features and, best of all, a look at Internet Explorer on Microsoft's entertainment console. Sadly, Major Nelson didn't say whether or not there's going to be more spaces opening up soon, but we'll keep you in the loop in case anything changes.

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Microsoft kicked off public beta for 2012 Xbox Live update, but quickly ran out of space originally appeared on Engadget on Thu, 26 Jul 2012 17:16:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/07/26/microsoft-2012-xbox-live-update-public-beta/

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Thursday, July 26, 2012

Tell Yahoo News: Is your mortgage under water?

DeAun Tollefson holds the notice of trustee sale, outside her home in Sacramento, Calif. California. (Rich Ped??

Are you a homeowner whose home is now worth less than what you owe on your mortgage??We want to hear your story. Please send a photograph of yourself in front of your home holding a sign with:

  • how much your home was worth when you bought it
  • its current value

Let us know where you live, when you purchased your home, the number of members in your household and how your mortgage has affected your life. What decisions have you made as a result of your purchasing and paying for your home? You can submit your photo to our Tumblr or send it to us in an email.

We'll publish a selection of reader stories and images in the coming week.

Source: http://news.yahoo.com/blogs/lookout/tell-yahoo-news-mortgage-under-water-124852299.html

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NAIS Career Center: Business Management jobs, New York jobs ...


Career Center


Business Office Associate - Accounts Payable POSTED: Jul 25
Hourly Rate: 26.00 - 29.00 Location: New York, New York
Employer: The Spence School Type: Full Time - Administration
Category: Business Management Required Education: 4 Year Degree

About The Spence School

The Spence School, founded in 1892, is an independent school for girls and young women with an enrollment of 720 students in Grades K?12.

View all our jobs


The Business Office consists of four full-time employees who are responsible for managing and overseeing all financial, business, and operational functions of the School. We are seeking a Business Office Associate to join our highly collaborative team in a position that assumes a wide variety of responsibilities in a busy and collegial environment.

This full-time position reports to the Director of Finance and Operations and to the Controller. The Business Office Associate also works collaboratively on an array of projects and collaborates with offices and individuals throughout the School, including Admissions Office staff, Director of Facilities, Director of Security, Assistant to the Head of School, and Parents? Association volunteers, among others.

NOTES:
Additional Salary Information: Generous benefits package

F/T begins September 2012

Qualifications: College degree, 2 years professional experience in accounting, computer proficient, attentive to detail and accurate, demonstrated ability working in a collaborative environment serving multiple constituents.

Candidates from diverse backgrounds are especially encouraged to apply


The Spence School

New York NY

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Source: http://careers.nais.org/jobs/4856217/business-office-associate-accounts-payable

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NBC Links Up With Storify For Real-Time Curated Olympics Coverage Across Today.com And Owned Station Sites

london2012-nbclogoOn the heels of a deal with Facebook to promote Olympic conversations on NBC's Facebook page, the broadcast network today is taking one more step to improve its social standing during the big sports event. It is linking up with Storify, the social-media "story creator", to put streams of real-time Olympic content, curated by NBC journalists, across Today.com as well as NBC's 10 owned TV station websites. An NBC spokesperson tells me that this is by far the "biggest thing" that NBC has ever attempted with social media. NBC journalists -- 40 in all that will be in London and elsewhere -- will be mining content from Facebook, Twitter, Instagram, YouTube and other social media sites. It will be the first time that journalists affiliated with the local sites will work in collaboration with the NBC News team on an effort like this.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/2fhhIO0cTP0/

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Nikkei sheds 1.4 pct to 7-wk closing low on US earnings

TOKYO (Reuters) - The Nikkei share average fell 1.4 percent on Wednesday to a seven-week closing low after disappointing results from Apple Inc results hit the iPhone maker's Japanese suppliers, while printer makers fell after Lexmark International cut its outlook.

Worries about slowing global growth and the deepening euro zone sovereign debt crisis have bitten into U.S. and Japanese corporate earnings. Of 26 U.S. firms that have revised third-quarter profit forecasts since mid-June, 19 have cut them, according to Thomson Reuters I/B/E/S.

The Nikkei dropped 122.19 points to 8,365.90, edging closer to its June 4 low of 8,238.96. The benchmark has fallen 7 percent so far this month, and is down 1 percent this year.

A senior trader said investors were picking up Nikkei put options at 8,000 with August expiry to hedge against further declines.

"There's really nothing to support the market at the moment and it looks like it will sink right through June's lows without any trouble," said Hiroyuki Mutsuro, head of execution support at Mizuho Securities.

"Demand has really cooled in Europe and even firms that have done well on domestic consumption are going to find it hard to maintain their share prices."

Toshiba Corp slumped 7.3 percent to a 40-month low after Apple posted worse-than-expected quarterly results and the Japanese company said on Tuesday that it would cut memory chip production by 30 percent.

Panasonic Corp, another Apple supplier, sagged 5.5 percent to a 32-year low.

Other Apple contractors to suffer included Murata Manufacturing Co Ltd, Foster Electric Co Ltd, Ibiden Co Ltd, Seiko Epson Corp and Taiyo Yuden Co Ltd, down between 4.2 and 7.5 percent.

The broader Topix shed 1.6 percent to 706.46. Trading volume hit a two-week high, with 1.78 billion shares changing hands, up from 1.64 billion on Tuesday and 1.41 billion on Monday.

"The sellers that we seeing were primary long-only," another senior dealer at a foreign bank said, adding that domestic investors bought at around these levels when the Japanese markets bounced on June 4.

"The things that are different this time, though ... the currency is a lot stronger than it was last time, Europe is in a lot worse shape than it was last time and the BOJ, when they are stepping into the market, are buying a much smaller size," he said.

"I would say those things conspire to open the path lower."

With the recent sell-off, the Topix's 12-month forward price-to-earnings ratio slipped to 0.84 to a month low, data from Thomson Reuters Datastream showed.

Japanese firms' one-month earnings momentum -- analysts' earnings upgrades minus downgrades as a total of estimates -- worsened to -4.8 percent from a fall of 2.3 percent last month, Datastream data showed.

That still fared better than the outlook for S&P 500 companies as their earnings momentum deteriorated to -18.4 percent from a fall of 8.4 percent in June.

CANON, RICOH FALL

Japanese printer makers came under pressure after U.S. peer Lexmark reported weaker-than-expected quarterly results on a drop in demand in Europe and a strong dollar, and the company cut its full-year forecast.

Ricoh Co Ltd dropped 5.5 percent, while Konica Minolta Holdings Inc lost 4.3 percent and Canon Inc fell 0.9 percent.

After the bell, Canon cut its full-year operating profit outlook to 390 billion yen from a previously forecast 450 billion yen, buffeted by a euro zone crisis which sent the yen climbing while sapping demand for a key export market.

However, Japan Tobacco Inc advanced 1 percent as investors sought refuge in defensive shares and after Morgan Stanley MUFG lifted the price target of the Japanese company.

Softbank Corp climbed 4 percent, and was the heaviest traded stock on the main board, after Bank of America Merrill Lynch upgraded its rating on the mobile operator to "buy" from "neutral", saying it was the fastest growing among wireless firms and its capex would decline the most in the next two years.

(Editing by Kim Coghill)

Source: http://news.yahoo.com/nikkei-sheds-1-4-pct-7-wk-closing-071709795--sector.html

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World leaders, VIPs flock to London for ceremony

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Source: http://news.yahoo.com/world-leaders-vips-flock-london-ceremony-050559825--oly.html

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Wednesday, July 25, 2012

Insurer ACE reports 45 percent drop in 2Q earnings

Property and casualty insurer ACE Ltd. said on Tuesday that its second-quarter earnings dropped 45 percent as losses from reinsurance for variable annuities contracts offset an increase in premiums written and lower catastrophe losses.

However, Ace raised its financial outlook for the full year, in part due to the lower-than-expected catastrophe losses.

The company, based in Zurich, said net income was $328 million, or 96 cents per share, for the three months ended June 30. That was down from $594 million, or $1.74 per share, for the same period a year ago.

The latest results included $415 million in net realized losses, primarily from variable annuity reinsurance derivatives. Stripping out the one-time losses, ACE earned $2.17 per share.

ACE's net premiums written grew 4.5 percent to $4.13 billion for the quarter, and underwriting income rose 46 percent to $429 million.

Total after-tax catastrophe losses including reinstatement premiums were $41 million, down from $101 million in the year-ago period.

ACE cited the lower catastrophe losses and expansion of its financial reserves as it raised its full-year expectations for $7.20 to $7.60 per share in after-tax operating income. In April, the company expected earnings of $7.03 to $7.43 per share.

Analysts, on average, expect $7.74, according to a survey by FactSet.

ACE shares fell 72 cents to close at $69.17.

Source: http://news.yahoo.com/insurer-ace-reports-45-percent-drop-2q-earnings-220736929--finance.html

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Red Ballon Toy Shop under new owners as mayor repairs and revamp continues

Phaedra and Ian Fairwell are the new owners? of downtown Duncan's landmark Red Balloon Toy Shop.

Phaedra is the daughter of long-time Red Balloon owner, Susan Faulkner.

The Fairwells took ownership May 1 of the popular toy and games store bought by Faulkner some 25 years ago.

Phaedra is a teacher; Ian will manage the store offering fun stuff for all ages.

Red Balloon is still operating out of premises at 158 Craig Street while raising and renovations happen at the business' historic building at the corner of Craig and Station streets.

Red Balloon was forced to move from its corner home several years ago after a City of Duncan snow plow hit and destabilized the building.

Insurance issues have delayed the re-opening.

?

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Source: http://www.cowichannewsleader.com/news/163298116.html

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Tuesday, July 24, 2012

Top Tips for DIY Floor Installation | DirectBuy Home Improvement Blog

Hardwood FlooringNew flooring is a big part of any home remodel. From choosing the materials to installing it yourself, there are a lot of important factors that can influence how smoothly the project goes. If you are installing floors, whether from hardwood or laminate materials, use these tips to help the process be faster and easier for you.

Keep Installation in Mind When Buying Materials

When it comes to choosing the best floors for your home, you may think primarily about the aesthetics or the durability. However, it is also important to keep in mind the actual installation process, especially if you plan to do the work yourself. Keep in mind that some floor types like hardwood are much harder to install.

Price Equipment as Well as Labor

Many home owners think that installing flooring themselves will be the cheapest option. Remember to keep in mind equipment rental or purchase, which can be just as expensive as the actual labor in some cases. Expensive items like wet tiles saws should be rented rather than purchased whenever possible.

By keeping these tips in mind, even inexperienced home remodelers can install their own floors and save money and time in the process.

DirectBuy has a vast selection of beautiful and affordable flooring options. Get hardwood, tile, carpet and more at DirectBuy and never worry about paying any hidden retail markup.

Tags: DirectBuy, Flooring, Hardwood Floors, Installing Flooring, Tile Floors

Source: http://www.directhomediscount.com/blog/flooring/top-tips-for-diy-floor-installation/

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Monday, July 23, 2012

Pink_Paper: Chinese dictionary leaves out the word ?gay? http://t.co/WFkMZ6Bp

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Source: http://twitter.com/Pink_Paper/statuses/227342703476736000

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Using A Crockpot To Cook Beef Stew

Kitchen Knife Set

For all those busy homemakers out there, get your crock pot or slow cooker ready, and make a scrumptious dish that would not take a lot of your time and effort. Plus, you won?t even have to slave over the stove.

Sidebar : Click JA Henckels Knife Set for the very best knives from master artisans to make your cooking and food preparation easier.

Nowadays, progressively more businesses are using inside crockpots while preparing food food with regard to their households. Working with the crockpot to create meals and treats of the loved ones is indeed a time short-cut whether you could be working away or sometimes residing in your personal home. For those who to use your crockpot, you just merge together the ingredients you?ll need for finding a particular recipe, and afterwards cover it considering the lid. You will want to set the temperature, and in addition you permit it to cook for their needed duration of time to combine the flavors and make it until they are delightful and tender.

If you are willing to conserve time in your kitchen functions, whilst still being wishes to create a delicious food that you can absolutely please you along with your family members, you could are interested in learning throughout the techniques on the way to cook beef stew crockpot dishes.

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Crockpot Beef Steak and Mushroom Gravy Recipes

Ingredients:

1 cup of flour

1 teaspoon of pepper

1 teaspoon of garlic salt

1 teaspoon of salt

1 cup of water

3 pounds of cubes steak

1 can drained sliced mushrooms at 4 ounce

1 can cream mushroom soup at 10 ounce

Instructions:

Combine in general elements just like flour, pepper, and salt, and wake well. Put the steak cubes, though makes it rolled in flour concoction. Put it aside until required. Prepare the crockpot with the most favorable fire. The particular medium size mixing container, put liquid, drained cut up mushrooms, cream of mushroom soup, apart from garlic salt. Mix to combine the constituents perfectly. Put the floured steak cubes regarding the crockpot, and range from the mushroom gravy above the floured steak. Cover it and next cook for six to 8 hours on low flame. If you are usually in a rush, you might also cook your meal on high temperature level for 3 to 4 hours. After cooking, serve your meals with pasta noodles or sift.

If you love tracking down a easy yet delightful beef stew crockpot recipes, you should figure out to be able to make an additional delightful and amazing b beef stew crockpot dishes. If that?s the case, see to it to receive a leisure time for research on this cookbook within the web. There a bunch of more great yummy meal planning Tips For you.

Sidebar : Check out quality knife sets, including Henckels Twin Cuisine 8 Piece Knife Set with Block to make your cooking and food preparation easier.

Remember the fact that there isn?t any wrong or right how you can lay out this meal. Only have sufficient time and think at the different tastes you yearn for very own in the dish. Get the easiest technique to to get process completed enjoy yourself considering the meal you have built promptly along with your family members.

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Source: http://blog-food-drinks-recipes.mysurechoice.com/2320/using-a-crockpot-to-cook-beef-stew/

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Video: In Syria, fighting continues in capital

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/nightly-news/48278499/

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Sunday, July 22, 2012

'Dark Knight Rises' reportedly earns $160 million

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Source: http://news.yahoo.com/dark-knight-rises-reportedly-earns-160-million-171957938.html

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Nutrition - Remedies for health - Blogs

There are many factors that influence our health and fitness. We can see lots of people around us who are living with stress, pollutions, tensions, high working pressures, lifestyles overtime. That is true that our health and fitness are affected by all these things. Sometimes we feel tiredness, weight gain, insomnia or weak immune system because of these several things. We must have to aware of good health and fitness. We must have to care of our body. Taking care of our body is like investing in our health for the better and healthier future because good health is our real wealth.

What is Nutrition?

Many people are taking various types of nutritional supplements to get good health and fitness. They are taking these health and fitness supplements in their daily routine. Nutrition and supplements are most important for ?good health and fitness. There are more than 45 nutrients in our body which are helping to create molecules, new cells, and tissues in our body.? These macro nutrients give energy to our body. Most of supplements help to fill the gap in the diet. Various supplements represent a support and clean to our body. It helps to restore energy in our body. It represents the best things that we need.

Healthy Diet

Good and healthy food and good nutritions both are more important things for our body. Diet plan helps to improve our bodies and health. But healthy diet depends on various factors like gender, age, measure of the body, the status of health. Better nutrition means stronger and better immune systems, good health and less illness. Before we get any diet plan from nutritionist we must have to aware of various things like diet, diet plans, Vitamins, nutritions and supplements. Visit trusted nutritionist and consult about your body. Get proper and good diet plan. Don?t run behind expensive and unhealthy diet plan.

Healthy lifestyle

Many people believe that healthy eating is the most important thing and key elements to get good health for human development. Healthy eating helps to reduce risk of many chronic diseases. Every day we spend a big amount of money on food and drinks. But we have to choose good and healthy food for our meal. Take more green vegetables and lots of fruits in daily meal. Your meal must have enough vitamins, minerals, fibers and proteins. Avoid unhealthy fast food from the street stoles.

Do some exercises, meditation and yoga in the early morning. Take plenty of water. Avoid alcohol, cigaretts, drugs, unnecessary medicines

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Author Bio: Hi , I?m Owen Hyde. This Guest post was written by me. I?m a casual blogger. I like to travel several places and shop online for my favorite products and services. I love to write seriously and professionally as a hobby about many favorite products, services and places.

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Source: http://remediesforhealth.wordpress.com/2012/07/23/nutrition-all-are-about-your-good-health/

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